this post was submitted on 18 Aug 2023
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Privacy

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It's discrediting valid concerns against card-payments. It's invalidating how great cash is.

It's when the worst person you know makes a good point.

And things now are so Culture-Wars-y, nobody makes solid analyses any more, that when the far-right say cards are bad, everybody jumps to thinking cards are good.

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[–] [email protected] 48 points 1 year ago

I don’t agree that the reaction to what rightwingers say is so thoughtlessly contrary. In my experience, the reaction is usually “…huh, not what I expected, but okay. Oh, wait, THAT’S the reason they hate it? Nevermind…”

[–] [email protected] 40 points 1 year ago (1 children)

Why is it a bad thing if someone you don't like says something sensible?

There's a lot of natural alliance between the anti-establishment on the right and the left... that's why the establishment spends so much money and effort making propaganda, trying to make sure that the natural rage of the screwed-over gets channeled to the far right. The rage gets aimed at the left, instead of being properly directed at the people who are screwing them.

I don't feel like it's helping if someone who's a victim of that propaganda makes a good decision, and people on the left don't want to acknowledge it.

[–] [email protected] 19 points 1 year ago (1 children)

Agreed. This kinda looks like rage-bait anyhow. OP's argument is pretty sloppy, too.

A: Some far-right activists and conspiracy theories are advocating against card-payments and for cash
B: discrediting valid concerns against card-payments.

It'd be a pretty tough argument, but B doesn't follow from A directly and would need some heavy lifting in between. Also, OP's post is most def "culture-wars-y."

[–] [email protected] 16 points 1 year ago (1 children)

A lot of people just like their team, and the other team is the enemy, and that's about the size of it. 😕

[–] [email protected] 7 points 1 year ago

The leader said you'd say that.

[–] [email protected] 16 points 1 year ago (16 children)

The lack of privacy is kind of the point. I can never go back to cash. Yes, there's a ton of problems with credit cards and definitely censorship issues, but the pros still heavily outweigh the cons. Money is dirty, messy to deal with, change is a nightmare, can get lost, can get stolen, can't really carry around large amounts, and is generally really bulky to carry around.

[–] [email protected] 4 points 1 year ago (1 children)

While the last pandemic investigation showed that those machines where you put in your pin in supermarkets had more bacteria/viruses than cash. Much more people using those terminals more frequently than any same coin or same bill.

Digital money is stolen more often and in higher amounts. People who are glorifying credit cards do it until they got scammed or hacked and loose all their savings or even their identity. They go from "credit card fuck yeah" to "why have I been so stupid?" within a minute.

And why would you even carry a large amount of money with you? People who use cash, use common sense in general.

[–] [email protected] 5 points 1 year ago (1 children)

Credit cards have charge backs and fraud protection, buddy. You are significantly safer using them. That's the benefit to them being privacy invasive.

Using chip is also a bit cleaner then swiping. You also don't use just a single dollar bill or coin, you are touching multiple quantities, giving and receiving.

Also your other replies are super toxic and you talk like a child so I'm just going to block you here.

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[–] [email protected] 14 points 1 year ago
[–] [email protected] 13 points 1 year ago

Everyone needs privacy, especially people whom you hate.

[–] [email protected] 12 points 1 year ago* (last edited 1 year ago)

the lack of privacy with cards is primarily what is giving you security with them. trust factors will always exist somewhere in the chain.

to be more to the point of the post, though, you can agree with a person's singular opinion without supporting or agreeing with that person.

[–] [email protected] 11 points 1 year ago (2 children)

We have several stores that refuse to accept cash. A few weeks ago, we had a pretty harsh storm that knocked out power to major parts of the city for a little over a week. The area where these stores are was affected. All the stores next to them have always accepted cash. The surrounding stores continued to have business for that week, while those cash-deterrent stores had no business, and lost their edge (niche market, but they opened first in the area, so people knew them best). It's been weeks, and those stores still have not picked up foot traffic to levels before the blackout, and one just had a liquidation sale and will likely close soon. Cash should always be an option. Otherwise, we give up our independence from the supporting systems (electricity, internet, payment processors, etc.). On a side note, cash is a lot more private than card.

[–] [email protected] 12 points 1 year ago (2 children)

I recently learned that all governments participating in the Euro guarantee that business have to accept cash. Refusing it is a violation of the accords.

[–] [email protected] 5 points 1 year ago

I didn't know that. That's a cool tidbit!

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[–] [email protected] 7 points 1 year ago* (last edited 1 year ago) (1 children)

That is illegal where I am. Everyone has to accept cash, here.

[–] [email protected] 5 points 1 year ago

I think it's illegal here, too, but they started doing this at covid, after years of trying. If you fight them with it and try to make them accept cash, they'll just ask you leave. If you stay after being asked to leave, you're now trespassing, which is also illegal and is treated much more harshly than refusing to accept cash.

[–] [email protected] 10 points 1 year ago (3 children)

This is a non-post, as it doesn't even bring its own analysis to the table. What are the valid concerns against card payments? What is so great about cash?

The convenience of card payments heavily outweighs the (i assume privacy) concerns. So what if anyone knows I stuffed myself with an unhealthy amount of chips? I keep my cash for things that don't accept other ways of payment, like bus fare and my drug dealer.

I see your point, though. It isn't solely applicable to this issue; any discussion is mudded by disagreeing just for the sake of rejecting anything anyone with an opposing view on a distinct and unrelated subject.

[–] [email protected] 3 points 1 year ago

In the UK buses and taxis increasingly take cards, and are phasing out cash. Same goes for shops. Having a card becomes the norm because it's less fiddly and more convenient - great!

To open a bank account you need a fixed address and proof of ID in the form of a passport or driving license.

In the last year several thousand people have had bank accounts closed under the presumption of being a "politically vulnerable person", one example was a teacher who went to volunteer in Ukraine for while.

If your bank account is overdrawn you get fees and are unable to use your card.

My mother is 85 and doesn't understand ATMs, never mind online banking. The decreased access to cash has left her confused, and when stressed she can't remember her pin number.

So, the most vulnerable in society are gradually being squeezed out of the ability to live day-to-day thanks to cash being phased out ... the same is a desirable end-point for many capitalists elsewhere in the first world because they don't see the value of people on the bottom rung.

[–] [email protected] 3 points 1 year ago

I agree electronic payments are more beneficial than harmful. In terms of privacy in the mass surveillance world we live in, using cash just forces the watchers to use your cellphone data instead. I think privacy these days is mostly about living an uninteresting life.

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[–] [email protected] 10 points 1 year ago

Sane and reasonable people spent several decades advocating the use of cash instead of cards since at least the 1970s, until we mostly gave up. Who knows, maybe the newly invigorated crazy people will do better. They can't do much worse.

[–] [email protected] 9 points 1 year ago

I just bought a new wallet that has a coin pouch because I use cash (and coins) so frequently.

Even if I disagree with a political faction often, I'm perfectly willing to show support when I do agree. It's the honest thing to do.

[–] [email protected] 8 points 1 year ago (1 children)

There's a ton of far right wing privacy advocates. For me personally, a social libertarian / anarcho communist, it seems like theyre drawing the same conclusions about privacy advocacy and open source from a completely different set of premises. For me, I view privacy as a right that's been eroded ever since the advent of the concept of total war, to the point now that capitalists engage in surveillance espionage casually to sell collected data not even to the highest bidder, but instead at commodity prices. What's the inflection point of supply and demand, basically

Meanwhile a lot of people on the right wing don't view open source as a great equalizer, benefiting all of society, but rather as a tool for themselves for personal benefit. I honestly never fully find myself understanding their premises to be honest. But I've for sure seen antisemitism and racism arguments bandied about, which is a Y I K E S.

As far as public perception goes, I don't really know what to say there. Yeah, I guess, it is indeed frustrating to have your average John or Jane assuming anyone using an encrypted messenger is probably a terrorist. I don't think the solution is give up, but instead explain your stance and premises

[–] [email protected] 4 points 1 year ago (1 children)

I consider myself right leaning but I don't think subscribing to right vs left wing ideology is nearly as important as supporting liberty vs authoritarianism. A lot of folks on both sides claims to believe in liberty but in actually they're authoritarians in disguise because they just want the government to step in and eliminate dissent. I have a close friend who's an anarcho communist just like you and whenever we have these discussions it just stays on a thought experiment level and has never harmed our relationships. Since at the end of the day we agree that people should be left alone.

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[–] [email protected] 8 points 1 year ago

A broken clock is right twice a day, as the saying goes.

[–] [email protected] 8 points 1 year ago (4 children)

yeah, I keep seeing some graffiti calling people to pay by cash in order to "stop NWO" around here. yuck.

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[–] [email protected] 7 points 1 year ago

I'm as dead centre as it gets. On some topics, I'll gently lean left or right, but try to be balanced in my analysis of things.

I advocate for cash, as I also advocate for privacy. It doesn't make me far right.

There are plenty of reasons for cash. For me, it's privacy. For others, I'm sure there are some solid, and some whacky reasons also.

The real issue for me will be the digital dollar. Every dollar will be tracked through every transaction it's ever involved in. From inception into eternity. The ability for that data to be abused is terrifying.

I'll keep using cash as long as it exists compared to what's coming with the digital dollar.

[–] [email protected] 7 points 1 year ago* (last edited 1 year ago) (1 children)

I remember as a kid, seeing a commercial for a credit card where the clown of the ad tried to use cash, inconveniencing the mob behind him and it really stuck with me how unapologetic credit companies were when training their consumers and debt carriers.

[–] [email protected] 3 points 1 year ago

To be fair they aren't wrong. Cash almost always take longer.

[–] [email protected] 6 points 1 year ago

Personally I never use cash anymore, because cards are just more convenient. That being said, I agree with the conspiracy nuts that cash should always stay a viable alternative. I trust the current government and banks enough, but if all goes to shit I want to be able to pay with cash to keep my data safe.

[–] [email protected] 5 points 1 year ago

„ppl i don’t agree with have the same stance on privacy for basically the same reasons as I do and because the media is trained like pawlow‘s dogs they will now frame the exact opposite as sane and now I’m mad at the ppl I don’t agree with“ - the post.

[–] [email protected] 5 points 1 year ago

I actually saw a sticker recently placed on a bus stop saying "save Poland, use cash" and I was very perplexed by it. I suspected it was some far-right/alt-right bs, but wasn't sure.

[–] [email protected] 4 points 1 year ago* (last edited 1 year ago)

Oh so it's not just my country where for some reason the right suddenly is super fussed about cash. I just assumed they made some supid press conferences again to distract from some scandal, as they do.

Having the option to pay cash is super important for privacy, but those people do not have our best interest in mind.

[–] [email protected] 4 points 1 year ago

Privacy matters the most to people who have something material to lose with it, this unfortunately for pr reasons (but fortunately for many other reasons) includes bigots

[–] [email protected] 4 points 1 year ago* (last edited 1 year ago)

Great, so they get payment processors to refuse "dirty" merchants (aka porn) and then jump ship from them anyways? Why do they try to make everything suck

[–] [email protected] 4 points 1 year ago* (last edited 1 year ago)

I don't see how conspiracy theories would discredit cash over card. They often cite the same reasons any other anti-card payment people have. They just have weird reasons to need those features. If they're paranoid about being "got" by "them," they're usually into the private nature of cash and all that goes along with it, same as any other privacy concerned person.

They certainly don't hurt it as much as drug dealers and money launderers.

[–] [email protected] 4 points 1 year ago

We need to stop making privacy and free speech political

[–] [email protected] 3 points 1 year ago (10 children)

I already see where this is going. The far-right is going to fuck up their credit scores even worse and then blame the NWO or wokeness or socialism or anything but their own stupidity when they cant get a car loan in 3 years.

[–] [email protected] 8 points 1 year ago

The WEF is the current bogeyman.

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