this post was submitted on 31 Mar 2024
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Can confirm. Was making minimums while unemployed both discover and Amex said LOL we're closing your account. Please pay in full now.
Had accounts for 2 years, no notice. Fuck em. Then the collection calls started.
Credit card companies are not going to close your account because you're making minimum payments. That is exactly what they want. I feel like we're missing some context.
That how amex works. You pay in full. You probably went over your pay over time limit. You can only roll a small portion over to next month. The rest is intended to be paid in full.
And discover did no such thing. A bank can absolutely not just say you owe the entire balance in full. I very much doubt your understanding of what happened there.
Damn that's what I get then. Lol