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Personal banking recommendations needed (discuss.tchncs.de)

submitted 1 year ago by [email protected] to c/[email protected]

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Do you happen to know banks that meet these criteria?

Telephone banking (of some fashion) provided
TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login

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[–] [email protected] 1 points 1 year ago (1 children)

The telephone banking for most are trash. Never forget your account and every detail about it or you'll end up spending 5 hours waiting to be verified in person.

Combank, Unibank (and i assume teach mut, fire and nurses, etc) and NAB do not have TOTP.

[–] [email protected] 1 points 1 year ago (1 children)

Thanks (I guess) for letting me know what to avoid. Disappointing.

[–] [email protected] 2 points 1 year ago (1 children)

HSBC phone banking is excellent. It feels like they are racing to pick your phone call once you go through a few options. Used it for 3 years now and not even once I was disappointed

HSBC app is lacking behind, yet by default, online purchases are confirmed by SMS for new merchants, larger price or if they detects something odd

[–] [email protected] 1 points 1 year ago

Thank you, will look into them.