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Are you obligate to financial support your relative who is not financial stable with your saving ? (lemmy.world)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

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I live with my parents (both). I have job.
I did my share duty: I help pay family electricity/water bill, pay my brothers tution fee.
Currently, my salary is multiple time my living cost, so I can save more than half of my salary (no pay rent, no marry, no children)
My mum has a brotehr who is not financial stable. She help him (few time yearly, not one time, but yearly). She is very stress about this situation. => when she ask me and my dad to chip in, we both said nope, then ask her to give up on that money black hole. => really hurt our family relationship, because she refuse to do so.
That dude (my uncle) have family he has to support. If I chip in with my own salary, his children living standard will increase, they will have better future. It will cost me my spare salary (i will not able save like, 50% of my salary per month)
But I don't want to waste money. That money give away is like charity that I can never get back. I don't want to piggy back few dude on my back for years.

So, how do you think on this case.

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[–] [email protected] 7 points 1 year ago* (last edited 1 year ago)

If I were in this position, I'd refuse to give any money to the uncle, but my cousins would have the most awesome birthday presents and lots of fun trips with me to help them deal with having a deadbeat dad.

Also, while it's clear you're not in the US, so your laws may differ, there are trust funds you can set up for the kids that the uncle can't touch - and if they're young, it could be a lot of money for them when it matures at a minimal cost to you. Grandparents who want to support their grandchildren often do this when the parents can't be trusted with money due to addiction or criminal behavior. Another option to support the kids would be to take out a life insurance policy on the uncle in the kids name - there are a couple of variations that allow the kids to borrow against the value of the policy before he dies once they come of age.