Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

Rules:

Please put at least one word relevant to the post in the post title.
Be nice.
No advertising, brand promotion or guerilla marketing.
Posters are encouraged to link to the toot or tweet etc in the description of posts.

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The numbers will determine your fate (lemmy.world)

submitted 10 months ago by [email protected] to c/[email protected]

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[–] [email protected] 3 points 10 months ago* (last edited 10 months ago)

I'm not the person you asked but there aren't credit scores where I live (Netherlands).

First of all when you take a loan it's officially registered with the Bureau of credit registration. Yes paying of a loan nicely will still help but not having any loans at all is usually better. If you already have a loan you can't loan as much money. So there's some kind of system but generally loaning as little ad possible is much better. There's no score though, just positive and negative registrations. Every loan above 250€ is registered. This includes stuff like a phone subscription with included phone.

Besides that if you want loan the lender will ask for income and expenses.

Also almost nobody ever uses credit cards. We all just use debit cards. So you can't spend what you don't have.