I have made the "stupid" decision to never get a credit card because I have, in the past, not been great at remembering to pay things off.
Because of that, I have virtually no credit rating.
How dare I choose to not get into credit card debt!
I have made the "stupid" decision to never get a credit card because I have, in the past, not been great at remembering to pay things off.
Because of that, I have virtually no credit rating.
How dare I choose to not get into credit card debt!