this post was submitted on 13 Jan 2024
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No Stupid Questions

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No such thing. Ask away!

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[–] [email protected] 25 points 10 months ago (2 children)
  1. Make a business plan.
  2. Take the business plan to people who DO have the money and get them to buy in.
[–] [email protected] 13 points 10 months ago (1 children)

Caveat: depending on if you are getting a loan from a financial institution or taking private investment, they will either want collateral (if the business fails, we will sell your house to cover the debt) or will want a pretty big chunk of the equity (we'll take the risk that the business fails as we loose all our money, but in return we want to own 50+% of the business, have the final say on decisions, and take a good chunk of the profit if you are successful)

[–] [email protected] 8 points 10 months ago

Unless its a low enough number that the bank would accept an unsecured personal loan application. The twist there is that interest rates on those are usually very high.

[–] [email protected] 3 points 10 months ago (1 children)

If you don't have money to protect the idea legally speaking, you'd just be giving your idea away to a richer person by doing this.

[–] [email protected] 3 points 10 months ago

Poor Man's Copyright.