Using the opportunity of this first responder to make couple of points: First, I'm not fighting in the sense that I want to destroy the legacy system. I am annoyed that it exploits the poor, right, but I put my anger to creative use, building something new. I opt for a slow evolutionary process.

Second, panics and hysteria are inherently built into the legacy system and rest assured a 10k loan will not rock the boat. BTW right now I expect a correction of the BTC and stock market hype, so wait taking out your loan until August if you will (after a major downturn, NFA). For the next six month I hold fiat, but after that its party time.

Third, the second option, the real economy, whats called Monero Market here is not a house of cards, quite the opposite. PoW is real, STARKS are real. I buy my olive oil directly from the farmer 2000 miles away and for this to work (globally) we need a trustless, private, digital cash system - which doesn't enslave the 99%.

Fourth, nobody forces you to take risks you are uncomfortable with. But holding a positive fiat balance long term without investment in real world assets means paying a tribute to the super rich in the form of loss of buying power. (Definition of inflation has been tempered with)

Fifth, FIAT promotes violence and destruction. It destroys humanity from the inside. Its the RULES of the game which create a toxic complex system, not the people obeying the rules (with a few exceptions).

-hm