this post was submitted on 29 Nov 2023
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Amazing how everyone gets so mad at the government providing it instead of only having it because your boss felt gracious enough to not provide the worst possible options for insurance
Narrator: Nobody realized it WAS the worst insurance until they required it in an emergency
Nah they knew, just was their only option. At least aca forced them to actually cover things instead of it being insurance in name only.
Not that it's better now but it was so much worse
Or the insurance company fucks up giving you the wrong plan and do a switcheroo last minute. Right before the short enrollment period, your boss is looking into why they are paying more for employee insurance than expected and find out more than half of the staff is on the wrong plan. Then the insurance company tries to recoup the cost from providers putting the employees on the hook for the difference even though it wasn't their mistake to begin with.
The problem here is that the employer somehow likes this specific insurance company(coughkaiser) and they seem to like punishing people going out of their network.
America needs to face the mess that is employer provided insurance.