this post was submitted on 28 Nov 2023
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[–] [email protected] 1 points 11 months ago (4 children)

So…what happens to my 4.15% APY?

[–] [email protected] 1 points 11 months ago

Should have moved to betterment months ago. They are at 5.5%

[–] [email protected] 1 points 11 months ago

Will have to wait to find out, but Capital One and Ally are both at similar numbers.

[–] [email protected] 1 points 11 months ago

How much do you have in there?

If it’s only a few K (rainy day) you could split them up with someone like NetSpend…

There’s a bit of setup to avoid inactivity fees, but they currently have 5% on 1K and 6% for 2K. There’s also HEB that offers 6% on 2K.

If you got about 5K, it’s definitely worth the setup process

[–] [email protected] 1 points 11 months ago

I mean Goldman currently offers 4.4% on their Marcus accounts, with boost to 5.4 with a referral. I don't think it will be hard to find someone willing to match or even exceed 4.15 the way rights are at this currently moment.