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[–] 23 points 2 years ago (3 children)

Sorry for the ignorance, but you have to pay to withdraw money from your bank in the US?

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  • [–] 25 points 2 years ago (2 children)

    From your bank in person, no. From your bank's own ATM, no. From an ATM run by another bank out of network, yes, there are often fees and your bank will waive them under certain circumstances.

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  • [–] 2 points 2 years ago (1 child)

    If it’s run by another bank out of network, your bank cannot waive them. The fees are set by the owner of the ATM and that fee goes to them.

    Your bank can just cover/refund the fees for you.

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  • [–] [S] 1 point 2 years ago* (1 child)

    Not if you withdraw from a store. I forgot the exact term. Just grab a drink or snack and select the withdraw amount on the card reader.

    Yes. Technically paid extra but at least I get something back. Not ideal but better than using an ATM and risk a out of network fee.

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  • [–] 5 points 2 years ago (2 children)

    Not necessarily. Usually your bank will have ATMs you can use fee-free. And often partner bank ATMs as well.

    Out of network ATMs can charge fees, which you will prompted to accept before withdrawing, but that's not from your bank. That's the company running the ATM. Generally $3-5

    I guess some shitty banks could charge fees on top of that....

    Mine charges no fees and actually reimburses ATM fees (a certain amount per month)

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  • [–] 5 points 2 years ago (2 children)

    Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.

    Makes me wonder why he still bothers keeping Chase.

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