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Anon on credit scores (sh.itjust.works)

submitted 11 months ago by [email protected] to c/[email protected]

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[–] [email protected] 7 points 11 months ago (3 children)

That doesn't really make sense either. Why would a high amount of debt relative to income be a good thing? How does it indicate a person is more likely or capable of paying off a loan? If anything it means the opposite.

[–] [email protected] 5 points 11 months ago

Because it's a racket

[–] [email protected] 3 points 11 months ago

A high amount of debt to income is absolutely a bad thing, both in life and for your credit score

[–] [email protected] -5 points 11 months ago

Lol 5hey want u to carry a higher balance. It's not that hard.