this post was submitted on 27 Sep 2023
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I don’t think you understand. I am not paying for them.
I have AC+.
Either you buy high quality screen protectors for your £1000 device or you don’t bother. The same for cases. Mous for instance are extremely durable, but not as good value as AC.
I’m 12 months in and not had a claim but best believe before the two year mark my phone WILL have an incident and for £79 I get a replacement with a new battery and all.
Or I could buy a case that holds no value, my phone can still break and then it’ll cost me more money. Than just having insurance which is guaranteed to make me whole again.
I fully understand what you're saying, I just don't agree with you on the value. You are ignoring good value cases and screen protectors, inflating the costs there, then not factoring in the initial $200 (or whatever it is in your local) of buying AC+ and only looking at the deductible.
I'm glad it works for you, but I don't think your numbers are sound or agree with you conclusion.
That’s fair.
Just to add the extra info, I pay £9.99 per month for apple care.
Say I buy a case for £5 and a screen protector for £5 and I break my screen. I’m now out of£10 and the price of a new display, last time I looked it was £189, likely more these day.
So that one break costs more than the whole year of AC plus the excess.
Are you saying that if you have a case then you’re never going to break your phone?
Sure I could have a year without breaking it, but as I said after two I will break it on purpose to get my monies work and have a brand new (refurbished to new standards) handset.
Your original argument was that you'd reduce the amount of cases being manufactured and now you're talking about purposefully breaking your phone to get your money's worth.
You're paying £120 a year plus for something that might happen, plus a deductible if it does. I've never broken a smart phone screen and I've always had a cheap Spigen case, so your numbers make no sense to me and are a waste of money. But that's me, if you're hard on your phones or are constantly breaking screens then maybe it makes sense for you, only you can say.
Again, you do you. I'm just writing this for other people that might see your original comment and think it's the best choice financially.