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[–] 8 points 2 days ago (1 child)

Damn, I've never looked at lending like that. Thank you for humoring me so I can examine that.

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  • [–] 6 points 1 day ago

    Yep, it measurably increases consumer spending.

    $500... Can't afford that. Now $125? Yeah I could come up with that.

    Psychologically they often don't really think beyond that first payment, and then are pretty stressed when they need $125 for the next three fortnights...

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