254
Indianapolis flood - 8/16/26
(thelemmy.club)
Kayaking past my house last Sunday. Water is up past the door handle.
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this post was submitted on 18 Aug 2026
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Private insurance does not cover floods. The feds underwrite flood insurance, and it is bought separately, as I understand it.
I think some insurance will mandate you get flood insurance from the feds if you are in a zone that floods every so many years. But that would vary state to state.