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How do you make money BESIDES having a job?
(lemmygrad.ml)
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this post was submitted on 06 Aug 2026
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GenZedong
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For reference, bank account swap bonuses are not legal in the United States, so banks only offer bonuses if you make an account and register a qualifying direct deposit amount within a certain period of time.
Thats how it works in the UK also, I got £200 last year for doing this (took around 2k in savings to swap around but it was free)
No, in the US a direct deposit is a specific way that firms and the government deposit money in your account. Essentially instead of writing you a check your job takes your bank information and directly deposits the money into the account themselves, in effect giving your job permission to “access” your bank account as only account holders or money wires can typically make deposits.
Personal deposits do not count as direct deposits. So moving savings will not earn you the account sign up bonuses in the US.
The rationale is that excluding personal deposits limits money laundering since an individual could move money around to different accounts and earn clean money off of dirty money. However the reality is that individuals with jobs make for better customers then those without, so banks hope to attract said customers.