You wouldn't have to go septic, you can go into an ER before then. They'll treat you then write you a prescription you may not be able to afford. Then you have 2 paths. If you recover, even without the meds, you are still left with a massive medical debt that is then sold to a 3rd party. If you don't recover you go back to the hospital as septic, and you get even more medical debt to be sold.

Great system