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Late Stage Capitalism
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Saving for retirement, maybe? For example, I am investing 500 Euros per month into ETFs and Gold.
State pension is better than minimum wage + mortgage, at least it was back when I calculated it while I was on minimum wage and with the triple lock pension its only going to get better by the time I retire.
All I need to do is pay off my mortgage which should be done shortly before I can retire. Maybe drop down to part time at that point.