I wouldn’t say personal use is a deal breaker. Plenty of distros like archlinuxarm and debian have pretty decent binary package repos in part thanks to raspberry pi and other prevalent arm v7 and v8 platforms. Otherwise you can compile things yourself.

Fex is also looking to be a game changer for arm - x86/x64 emulation in userspace on arm64 v8+. No need to care too much if there isn’t an arm binary available - just run the x86 one through fex.