The recommendation would require a conversation, because what he wants and the details of his situation might vary from any imagined scenario, but I will say that I met with someone a couple of days ago who was in a similar situation. He took up part-time school bus driving to get insurance and other benefits and he is going to start drawing on his 401k to push back when he starts social security. Next year his wife (the smaller of the two SS payments) will be eligible and they will take hers early because if he dies, she gets his. That's why they wanted to delay taking his. But both are in good health, so this seems like a good plan.