Personally, I think a UBI-based society can do education better. Everyone should receive a UBI income by default, but working a job or being educated will replace the UBI with a larger amount of money. Grades for learning boosts income based on how good they are. An S-Grade student gets twice of what UBI brings in. 'Real' jobs start at twice the value of the S-grade student.

This means that students can go to college and get paid for it. While the prospect of the workplace can be alluring in a fiscal sense, a college student can stay in college for as long as they need to git good, to be fulfilled, or simply to pass time while waiting for a decent job opening. They aren't held hostage by debts.

Kids also get paid for their grades. This encourages them to learn, because there are material rewards for doing so.

IMO, fiscal responsibility is a skill that is learned, and in America, we don't teach kids how to handle money. Instead, they get the bulk of their fiscal learning when it is almost time to be kicked out of the nest. Which is dumb.