this post was submitted on 31 Aug 2023
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Unethical Life Pro Tips

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An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

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[โ€“] [email protected] 3 points 1 year ago (1 children)

Or when the housing market is booming, they'll repossess the house and sell it again for even more of a profit.

[โ€“] [email protected] 1 points 1 year ago

Probably make as much use of the scam mortgage insurance that they can too. I forget what it's actually called but it's a scam IMO. $100 a month baked into my escrow for insurance to the lender in case I lost the house. To my knowledge it provides me no benefit.

Upside is when I refinanced it was taken off. (Think the whole first time home owner program requires it for the initial loan.)