this post was submitted on 31 Aug 2023
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Unethical Life Pro Tips

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An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

ULPT Rules:

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[โ€“] [email protected] 0 points 1 year ago (1 children)

Yes, they do. You get extra points for holding a balance.

[โ€“] [email protected] 3 points 1 year ago

No you don't. Technically you get a small (~10 point) bonus for showing literally anything other than $0. But you get zero points for carrying that balance beyond the payoff date.

You should never ever ever pay interest on credit cards. It doesn't help you in any way.