Health Care and Early Retirement (lemmy.world)

submitted 2 days ago by Phfedup@lemmy.world to c/fire@lemmy.ml

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One of the biggest factors in figuring out when early retirement is possible for me is the uncertainty of health care. I've looked into ACA plans, tried to estimate how much things will cost when life is healthy and when it isn't, and considered alternative scenarios, but haven't made myself comfortable, yet, with my options. What are you considering before you qualify for Medicare?

ACA and other commercial plans?
Spouse/partner not retiring early?
Participate in a country with universal/national healthcare?

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[-] davel@lemmy.ml 1 points 1 day ago

We’re both old, but still years away from Medicare. At least one of us has a W-2 job with a health plan at all times. It doesn’t even need to be full time, so long as health insurance is available for us both.