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Mastercard/Visa’s control (thelemmy.club)
submitted 7 months ago by to c/curatedtumblr@sh.itjust.works
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[–] 26 points 7 months ago (2 children)

I consulted for a luxury brand on e-commerce for a bit and I was surprised how important credit card splitting was to their American business.

Like, people splitting a purchase across multiple cards because they were so close to the max for each.

I questioned how much time we were spending on it but they assured me it was a common use case.

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  • [–] 7 points 7 months ago (1 child)

    Note I recently had to do some gymnastics to split a purchase over 'credit cards' because I had received a few modest gift cards. I suspect that's an even more common case, since people want to completely use up a received gift card and that's all but impossible without splitting. Even if I have 10s of thousands of available limit, a gift card means I'm trying to spend like $50 or $100 out of a card.

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  • [–] 7 points 7 months ago (1 child)

    I HATE gift cards. Kiddo got one for Nintendo. We have a hacked switch! Can't even use it.

    Have a Home Depot one that says "invalid" or whatever wording, won't let me use it.

    Basically buying a piece of plastic, they take your money and tell you to fuck off. No one's going to take them to court for $50, so it's win-win all around for them.

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  • [–] 3 points 7 months ago (1 child)

    I did this ONCE on a $10k required purchase. Never again.

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  • [–] 2 points 7 months ago (1 child)

    Interesting, usually when I get into something that expensive, they don't even want to accept credit cards. I think most I got someone to take as a credit card transaction was about $6,000. They'll only take check or certified check, or if a car then of course they really want you to borrow through whatever they have partnered with.

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