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One thing I'd add is a whole house surge suppressor.
I saw the power lines arcing to either each other or the bamboo outside our house last week during a bad storm.
A whole house surge suppressor is only like $100, I'm gonna get one soon and install it. I saw it's best to install it as close as possible to the main incoming power lugs, one lead on each leg of the split phase 120/240.
A UPS will protect against surges but it's just a good idea with how many appliances and devices have circuit boards in homes these days. Like your furnace, oven, washing machine, game console, TV, etc.
I had an insane surge last winter so it's a long time coming haha. I woke up and half my circuits were off. I measured 170v to gnd on one of the legs. Power company and fire dept had to show up to fix it.
Power is ehh not great where I live.
Edit: for your point about a NAS failure. If that were to happen, since I use unRAID, I could just throw the disks on any Linux PC and my data would be fine.