Apparently I'm in the minority here.
Subtitles drive me insane, and I always turn them off. My eyes always get drawn to the subtitles so I miss what's happening onscreen. I also read faster than the dialog is spoken, but my brain gets interrupted by the spoken dialog while it's processing what I just read, so I get the same information twice but struggle to retain the actual meaning. I have no idea how anyone can tolerate subtitles unless they actually need them.