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My Tesla Cybertruck Got Totaled After It Was Sideswiped by an E-Scooter. All-in, I paid $198K, but Insurance is Only Offering Me a “Fair Market Value” of $77K. I Still Owe the Bank $171,500 (www.torquenews.com)

submitted 3 days ago by [email protected] to c/[email protected]

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[-] [email protected] 10 points 2 days ago

This is why you also need gap insurance for anything but the cheapest cars. It exists to prevent this situation.

[-] [email protected] 6 points 2 days ago

Or you just don't spend 200K on a cybertruck if you don't have that kind of money. What is a cybertruck going to do for you that a 10K second hand truck can't? Even if your second hand 10K truck burns down after a year, you can still buy a new one every year for 20 years for 200K.

[-] [email protected] 1 points 2 days ago* (last edited 2 days ago)

I don't think a $10K secondhand pickup truck exists anymore.-- At least not one with a working engine.

[-] [email protected] 2 points 2 days ago

Wut? My current tow vehicle was $3800, and I'm currently shopping for another pickup at <$2000. Cheap trucks still exist. People are getting too picky about how new it needs to be. Or they don't want to turn wrenches.

this post was submitted on 30 May 2025

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