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I got that debt in me
(slrpnk.net)
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this post was submitted on 25 May 2025
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A Boring Dystopia
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We still have it in Australia (called layby). I know some people who use it to buy larger Xmas or birthday presents way ahead of time and pay it off over many months.
Here are the rules and costs for Kmart for example: https://www.kmart.com.au/layby/