898
I got that debt in me
(slrpnk.net)
Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.
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Your example isn't equivalent. BNPL does not require collateral. BNPL is, in general, predatory. Some people may take advantage of it the way OP described but they're the exception, not the rule.
That's why there are articles like this, and this and this.