Ouch. You blew up like an angry little child there, didn't you? Even name calling. Are you the banker guy? If you are, you think like a child because you take a perverse glee in seeing them not get their money, which you have the power of thumbs up or thumbs down like some cut rate Caesar. If you're not that banker guy then you are his protector and defender. Calm down and go play some Candyland and pretend that the teacher would not have qualified anyways.