this post was submitted on 14 May 2025
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[–] [email protected] 11 points 8 hours ago (1 children)

Even if you're bad with money, take the lump sum and go get a fiduciary advisor to handle it and give you a regular payout. Being a fiduciary advisor is important since it means they are legally obligated to work to the benefit of your money, not lining their pockets. Using something like a trust is another good way to protect you from yourself.

[–] [email protected] 1 points 53 minutes ago

I mean more like someone who is irresponsible and maybe dumb. I was trying to be polite. Someone that doesnt even know what a fidicuary is.