this post was submitted on 11 May 2025
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Would you rather have 2 million dollars now or 100k a year for the rest of your life? All tax free (lazysoci.al)
submitted 6 days ago by [email protected] to c/[email protected]
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[–] [email protected] 10 points 6 days ago* (last edited 6 days ago)

There's a chance you die and that 2 mil will go to someone else vs your payments just stop.

The 100k isn't matching inflation so you gain less wealth every year versus your potential 2 mil investment matching or beating inflation.

I think the only real reason to do the 100k a year is if you're not very financially responsible. Which has been the case for many lottery winners.

Edit: Personally not a fan of hoarding wealth outside enough for retirement/security.