The only time Democrats have a narrative is when Republicans do something awful, which requires Republicans to be in power.
Biden's narrative was that we need to have a big raise in corporate taxes, spend almost a trillion dollars finally doing something about climate change, bring domestic manufacturing back to the US and give people working-class jobs again. I sort of suspect that's why the corporate press was so silent about the good things he did, and so aggressive and loud about the various attacks against him (like that inflation was all his fault, things like that that would resonate with the voters). It's practically a built-in reflex to them at this point: They know the Republican will set the economy on fire, but they'll be fine even if some other people won't be, so by simply setting a line that if anyone crosses them, they will tank that person's chances even if they're otherwise doing some good things (and even if doing those things is really necessary for the US to keep functioning) (and even if the alternative is active widespread destruction), they keep teaching the lessons that people in power need to have taught to them. So they can keep control.
You're not wrong in most of your analysis, I don't think. But the Democrats didn't get this way overnight or by accident. It happened on purpose, through natural selection and legalized bribery and threat. And, also, any time they do do something good, someone like you comes along and makes sure to shit all over it and "call balls and strikes" and try to "put it in context" and try to cancel it back out again.
There's a whole other way to respond to blaming Reagan which is "yeah sure but we have a lot of momentum in people who are sick to death of the same bullshit, Bernie and AOC are drawing record crowds and there's not even any kind of election going on that would motivate it, we actually probably have a chance at building a framework to do something about this whole broken system. Certainly Trump trying to gut the country for its fixtures and send everyone to ultra-prison will galvanize some opposition, let's do something with it."
But no. Instead it's just this drumbeat of "whoa whoa whoa if you're talking about Reagan let's shit on Biden instead" "Democrats are shit" "let's get discouraged" "it's all his fault" "no wonder people aren't excited" "neoliberalism" "doesn't have a story" "get sad" "it's all his fault" "remember when he betrayed you?" "most voters aren't policy wonks" in big discouraging paragraphs.
There's always something you can dig up, to do it with. And in the end, isn't demotivating any kind of action or hope or credit for good things, the most important thing?