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submitted 1 month ago by [email protected] to c/[email protected]

Is nothing sacred? 😱

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[-] [email protected] 1 points 1 month ago

Here's how you measure whether the card really has that much value:

  1. Victim claims on insurance for card.
  2. Insurance pays out $8,000.

What does the victim now do? If he doesn't replace his card, but instead buys himself a nice overseas holiday or a second hand car it similar, we know the card isn't really worth $8,000.

Personally, I'd be surprised if he spent the $8,000 on a replacement card.

[-] [email protected] 4 points 1 month ago

I don't know if that's enough of a measure.

There are many reasons to collect things, and many reasons to let go, too.

It's easy to think of a scenario where a collector sells an item for $8,000 and doesn't replace it but instead goes on holiday or whatever. (In a way, that's what it means for an item to "have" value.) Many of those perfectly valid scenarios would apply just as well to an insurance claim as to a sale.

this post was submitted on 29 Apr 2025
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