Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected].
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.
6) No US Politics.
Please don't post about current US Politics. If you need to do this, try [email protected] or [email protected]
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
It gets even worse for me.
Since I knew I couldn’t afford it, I tried to setup a short sale when I found someone who was interested. that’d mean chase would lose about 10k on the 120k mortgage.
So I went through the tedious process which took about a month, and just as we were ready to go chase changed my case handler. So I had to start over with the new person, for reasons that were not provided. So fine, I did.
Month later, THAT person switched off and I got a new case processor to take over, and when they told me I had to start over I literally said “you can fuck yourselves, in walking” and I never spoke to chase about the house again. Couple years later the foreclosure finally went through, and instead of 110k they got… 22k from the sheriffs sale.
My step mom worked at chase in the mortgage dept at the time, and later told me this was SOP for short sales at the time. They were uninterested in actually doing it, just jerking me around until I quit trying.
Motherfuckers.
Yeah, we walked and claimed it on a bankruptcy.
Bleh sorry to hear that.
I didn’t declare bankruptcy, but it fucked up my ability to buy a house in 2017 (and again on 2020), so i had to cash out stock and pay cash for the first one, and get an FHA loan on the second (lol).
The black mark fell off after 7 years so I can buy one now, it was just kind of a pain.