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Experian requiring access to my phone carrier account in order to provide my annual free credit report
(lemmy.world)
I spent the weekend researching data removal methods and decided to start with my credit report. I’m not even going to get into all of the alarming privacy invasions that popped up during this process. But when I got to the experian report, I was met with T&C box that says I have to hand over my phone carrier info and it wouldn’t let me proceed without doing so. The bureaus are legally required to give you one free report a year. It’s bad enough that these companies are even given rights to my data and now they’re using it to request further information.
I’m just so angry, frustrated, and violated.
I’ve run into issues with SMS-based 2FA (yikes) on some websites because my phone number was a landline number I purchased then later transferred to my wireless carrier.
I bring this up because I’ve noticed some websites have the typical “we’ll confirm your information with your wireless carrier” verbiage, but those generally mention they do so to determine whether the number is a landline or wireless.
I’m super unsure of what’s going on in this case, but when I first saw this screenshot this is what came to mind.
Experian is stuck on an old phone number for 2FA and I can’t remove it because I don’t have a phone number. I really hate how they tie everything to a phone number.
Me too, and it’s worse because it’s not secure.
I keep saying this a lot but I don’t know why recently (the last ~5 years) everyone is jumping on SMS-based 2FA. I remember this was really big around 2010 and as a developer all the tools for SMS-based 2FA are deprecated or unmaintained (at least in my programming language). It seems like all these websites that jumped on board 10 years late have very poor security practices.
The online social security