this post was submitted on 09 Dec 2024
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Privacy
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Nah, you dont need MacDonalds and you dont need shitty banks that require apps.
Apple has a terrible security record lol
How do I send people money without a bank? Okay maybe Wise but as you pointed out in the other thread, that money might not be insured. Also, iPhones are harder to unlock from before first unlock than many stock Androids.
I'm saying use another bank that doesn't block security hardened phones. Or one that doesn't require a phone at all.
More than half of the world sends money without bank accounts. How varies by region, but its usually a local company (usually mobile telecom companies) or an international remittances company, or cryptocurrencies
I personally use ATMs to send money. And if I were willing to resolve cert troubles (long story), I would've used the bank's website rather than the app.
I can't imagine using either of those solutions every day, sometimes several times per day.
I made 3 transfers yesterday, but there have been days of 10-20 transfers and I don't always have them planned, often it's pretty spontaneous when we buy used things from other people, particularly strangers.
Yeah, I transfer money not so regularly so I get why it wouldn't work for everyone. But why not use the website?
Website requires login every time, apps for most banks here have biometrics for transfers under a certain limit or people you send money to often.