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Finished high school 7 years ago. been working for 6 of them. first time i reached $10,000 in savings (25yo) (lemmy.world)

submitted 1 day ago by [email protected] to c/[email protected]

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Too embarassed to tell anyone I know IRL, but am excited for my new future. Been throwing alot of money with small things. PC, alcohol, movies (and im ashamed to say, funko pops). Recently i took the plunge and cut out alcohol in an attempt to get my life together, and i feel like i have a whole new start.

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[–] [email protected] 11 points 1 day ago (2 children)

Don't managed funds have lower growth and significantly higher costs than index funds?

[–] [email protected] 1 points 13 hours ago

Yeah I tried one of those a while back and was pretty dissatisfied with it. All it did was lose money each month due to "fees". Felt like a scam. So I pulled the money out and put it in a high yield savings account instead. I've seen a ton of growth with that. Being a moneybro investor absolutely was not for me.

[–] [email protected] 1 points 1 day ago

That's my impression as well. I would recommend making a free account with Schwab or Fidelity and putting your savings in SPY