Presumably the devil is in the hassle entailed in acquiring it, rather than the monetary price. ie a cost of time and effort rather than money
Edit: also the entailed risk of not being approved, lack of transparency for any denials, etc
Presumably the devil is in the hassle entailed in acquiring it, rather than the monetary price. ie a cost of time and effort rather than money
Edit: also the entailed risk of not being approved, lack of transparency for any denials, etc