Wise man. You totally don't. With muuuch less you'd never have to work again, ever (in the USA you'd need considerably more though). I stopped working with 25 or so, I don't even remember when I retired.

and a cat scan

Did they find any cats in you?

And i was like "what? 300 moneyz? And he doesn't get it back from insurance later?" 😁

As someone outside America I was also confused at first, I was thinking "so you're telling your therapist you'd buy a lot of candy and mess up your teeth and get sick so you have to go to the doctor and the dentist?" It is superficially so similar to my own country and yet really is a completely foreign environment when looked at from perspectives like this.