Is it more convenient for you to have food already cooked delivered to you?

I mean, that's exactly my point. Services exist to cook and deliver food. Sometimes they're desirable, sometimes they're even economically profitable for the customer.

Housing is different from food, and more important/worthwhile to own. But housing-as-a-service is still, I think, a valuable option to have.

In my experience, financially it's also a valuable option.

Make your money work for you, and not for someone else.

And yet, money is nothing in itself, unless you're a true capitalist. You're giving money to a landlord for him to provide you a service. You could instead invest that money in property and do the work of being your own landlord, and reap the benefits of that too.