this post was submitted on 28 Nov 2023
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[โ€“] [email protected] 1 points 11 months ago (10 children)

Other than paying off my large Mac purchases over time, I've found very little use for this card in the wild.

Bank of America select cash back does 3% on all online purchases, including apple.

Chase freedom does 1.5% on everything. (which is a negligible difference from the 2% Apple Pay perk)

The combination really puts apple only perk as 0% APR.

I'm sure someone will vehemently tell me how wrong I am but, this is basically an in store credit card good for deferring payments only.

[โ€“] [email protected] 1 points 11 months ago

Love how people spin things. You say 2% is a negligible difference from 1.5%, but people will shoot you dead if you dare use the physical card to only get 1% (which is a negligible difference from 1.5%)

I say use what card works for you.

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