this post was submitted on 12 Nov 2023
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Yeah I'm European end my job in accounting makes me have to work with American banks regularly. So let's just say my expectations on American banks are quite low.
Wait, American banks don't go with extra authentication? I couldn't log in anywhere without SMS or additional apps or whatever. Depending on your bank you might even have to go through three different stages of authentication. Over the pond you just go username / password?
They do. It's not as stout as basically anywhere else but 2fa is and has been a thing here for quite some time and specifically as long as I've banked Mobile ACC that's gotta be 5 years+.
I'm honestly not sure where this whole comment chain is coming from , I guess people don't just ask and instead assume it's not offered. I dunno it's a very weird argument to me since my bank has always had 2fa and alllows third party geolocating 3fa.
Interesting. Does "offered" mean it's not mandatory?
Yes. We're stupid and lazy and because of that security is third.
Ahhh, I see. That's why.