this post was submitted on 16 Oct 2023
828 points (97.9% liked)

politics

19126 readers
2377 users here now

Welcome to the discussion of US Politics!

Rules:

  1. Post only links to articles, Title must fairly describe link contents. If your title differs from the site’s, it should only be to add context or be more descriptive. Do not post entire articles in the body or in the comments.

Links must be to the original source, not an aggregator like Google Amp, MSN, or Yahoo.

Example:

  1. Articles must be relevant to politics. Links must be to quality and original content. Articles should be worth reading. Clickbait, stub articles, and rehosted or stolen content are not allowed. Check your source for Reliability and Bias here.
  2. Be civil, No violations of TOS. It’s OK to say the subject of an article is behaving like a (pejorative, pejorative). It’s NOT OK to say another USER is (pejorative). Strong language is fine, just not directed at other members. Engage in good-faith and with respect! This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban.
  3. No memes, trolling, or low-effort comments. Reposts, misinformation, off-topic, trolling, or offensive. Similarly, if you see posts along these lines, do not engage. Report them, block them, and live a happier life than they do. We see too many slapfights that boil down to "Mom! He's bugging me!" and "I'm not touching you!" Going forward, slapfights will result in removed comments and temp bans to cool off.
  4. Vote based on comment quality, not agreement. This community aims to foster discussion; please reward people for putting effort into articulating their viewpoint, even if you disagree with it.
  5. No hate speech, slurs, celebrating death, advocating violence, or abusive language. This will result in a ban. Usernames containing racist, or inappropriate slurs will be banned without warning

We ask that the users report any comment or post that violate the rules, to use critical thinking when reading, posting or commenting. Users that post off-topic spam, advocate violence, have multiple comments or posts removed, weaponize reports or violate the code of conduct will be banned.

All posts and comments will be reviewed on a case-by-case basis. This means that some content that violates the rules may be allowed, while other content that does not violate the rules may be removed. The moderators retain the right to remove any content and ban users.

That's all the rules!

Civic Links

Register To Vote

Citizenship Resource Center

Congressional Awards Program

Federal Government Agencies

Library of Congress Legislative Resources

The White House

U.S. House of Representatives

U.S. Senate

Partnered Communities:

News

World News

Business News

Political Discussion

Ask Politics

Military News

Global Politics

Moderate Politics

Progressive Politics

UK Politics

Canadian Politics

Australian Politics

New Zealand Politics

founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 280 points 1 year ago (10 children)

This is super personal to me because it almost killed me. I've told this story on reddit, but it bears repeating:

tl;dr lost my doctors due to an insurance change 4 weeks in to a 6 week open heart surgery recovery...

In 2018, my company was in the process of being sold. No big deal, above my paygrade, nothing for me to worry about.

Then I got sick right after Thanksgiving. Really bad heartburn that lasted 5 days. It wasn't heartburn. I had a heart attack. 12/3 I had open heart surgery, single bypass, and that started a 6 week recovery clock.

On 1/1, the sale of my company closed and we officially had new owners. I also officially lost all of my doctors because the new employers don't do Kaiser in Oregon. They do it in WA and CA, but each state has to be negotiated and they never had presence here.

1/2 I start working with Aetna to find doctors, hospitals, etc. Beyond the cardiologist I need a new pharmacist, podiatrist, diabetes care and a general "doctor" doctor.

Fortunately, my new employer is a big enough fish, they have their own concierge at Aetna and she gets me into the Legacy system.

On 1/3 I start developing complications, but I don't know it at the time. It starts with a cough. All the time. Then, when I try to lay down, like to sleep, I'm drowning, literally choking and gagging.

The concierge and I try to get an appointment, we're told 2-3 months. For a dude still recovering from open heart surgery? Best they could do is 2 weeks. 1/14.

I can't lay down to sleep so I buy a travel neck pillow and sleep sitting up.

I get to see the new doctor at the "official" end of the 6 week recovery. He doesn't know me or my history so he wants to run tests.

I'm sitting at home playing video games and waiting on test results when the call comes... Congestive heart failure. Report to the ER immediately.

My heart developed an irregular heart beat, which caused fluid build up in my chest. They admitted me and were getting ready to pull fluid off me.

"What happened to your foot?"

"I dunno, what happened to my foot? I can't feel my feet."

Remember when I said I was sitting around playing video games, waiting for test results? Yeah, my foot was touching a radiator and I didn't know it. 3rd degree burns, first four toes. Pinkie was spared.

So I'm in the hospital a week. I lose 4 liters of water per day. 50 lbs. of water. No wonder I was drowning. Regular bandage changes.

So now I'm facing two procedures. Electrocardio version to fix my heart, skin grafts to fix my toes.

This whole time the new insurance covers 80% until I reach the out of pocket maximum of $6,500. Then it will cover 100%.

The old insurance? ER visit for heart attack, hospital admission, 8 days in the hospital, open heart bypass... $250.

So we hit the out of pocket maximum almost immediately. My wife had a problem with her foot running through the Seattle airport. The doctor who did her toe amputation was decided to be out of network so that was another $1,100.

I was never unemployed through all this. I had enough vacation and sick time banked to cover it. Cobra didn't apply. Buying my old insurance wasn't an option, it was far too expensive without employer backing. Income is too high for assistance (thank god) and I took steps to max out my HSA account, which is good because we drained it twice.

Three 1 week hospital stays (2 for me, 1 for my wife), multiple ER visits, two more major medical procedures... That would be enough to break most people even with good insurance.

So if you read any of that, let me ask you something... Why does the quality of my health care and my quality of life have to depend on who I work for and what insurance companies they choose to work with?

[–] [email protected] 158 points 1 year ago* (last edited 1 year ago) (1 children)

This is always what I think of when I hear arguments that our health care is "free market". If it were, you could fire AETNA and go back to Kaiser. But that's not the case, so insurers aren't really beholden to satisfying their users, because their users aren't their customers.

[–] [email protected] -1 points 1 year ago (1 children)

it is free market. It actually is the definition of free market, accompanied with lobbying which is direct consequence of lack of regulations.

[–] [email protected] 9 points 1 year ago (1 children)

Yes exactly, anyone is free to set up a competing business, and incumbant players are free to make that as hard as possible while also being free to provide poor service because there is no viable competition.

[–] [email protected] 5 points 1 year ago (1 children)

and to top that up, OP could had just bought an additional care package by paying by his own pocket in the health clinic that he initially was. Completely free to do it if he wanted to pay 3 times the price. People don't understand that in the so called free market there are actually unwritten rules set by the ones in power. They think that they would somehow be benefited from the lack of regulations while the regulations should be there in order to protect them from the greed of the mega-corps.

[–] [email protected] 4 points 1 year ago

Exactly. Regulations are meant to level the playing field between the two parties, when one party has a big advantage due to size.

[–] [email protected] 33 points 1 year ago* (last edited 1 year ago)

This is the kind of story libertarians can’t imagine because they simply lack an imagination. We don’t choose when we get sick. Your companies merger should have had no impact on your ability to get healthcare. What an absolutely insane thing to read.

[–] [email protected] 30 points 1 year ago (2 children)

Someone at some point should have told you this, but it rarely gets communicated until its too late. If you have peripheral neuropathy, even if you are not a diabetic, you should be doing nightly foot inspections with the aid of a mirror.

It drops the likelihood of acquiring an amputation by around 70%. Pretty much all my patients who have had amputations acquired them because they didn't know about a foot wound before it became infected and spread to the bone.

Simply flashing your feet at a mirror kept propped next to a nightstand can significantly improve your overall health outcomes.

[–] [email protected] 10 points 1 year ago (1 children)

Oh, I'm well aware, but at that time I was also sleep deprived. :(

[–] [email protected] 12 points 1 year ago

I figured as much, though preventative healthcare is so rare nowadays I thought I'd chime in.

[–] [email protected] 16 points 1 year ago

Fucking brutal, man. Murica, I guess.

[–] [email protected] 14 points 1 year ago

Holy. Fucking. Shit. I’m sorry you had to go through that. That’s really horrible.

[–] [email protected] 9 points 1 year ago (1 children)

I got a question!

How did forcing the doctors who knew you were in the midst of a sensitive medical situation not get forced into violating their hypocratic oath?

[–] [email protected] 27 points 1 year ago (1 children)

So, a couple of things... Kaiser is a membership hospital, if you aren't a member, you don't get in and as of 1/1/2019, I wasn't a member anymore. :(

There is this thing called "Continuity of Care" but that only applies for services I had under the old hospital that aren't available under the new one.

Because the new hospital DOES have a cardiac department, continuity of care didn't apply.

Lastly, the Hippocratic Oath is largely a myth. ;)

https://www.health.harvard.edu/blog/the-myth-of-the-hippocratic-oath-201511258447

"According to a 1989 survey, barely half of U.S. medical schools used any form of the Hippocratic Oath and only 2% used the original. In a 2011 study published in the Archives of Internal Medicine, about 80% of practicing physicians reported participating in an oath ceremony, but only a quarter felt that the oath significantly affected how they practiced."

[–] [email protected] 3 points 1 year ago

Well shit.

Glad you're alive and doing alright.

[–] [email protected] 8 points 1 year ago

thank god capitalism is the most efficient system people ever imagined!

[–] [email protected] 4 points 1 year ago

I read that with EU dates and thought it was weird to wait from Nov to March to get your heart looked at, and then March to Jan to actually have the operation. ISO 8601 FTW.

Really sorry for you both and your toes though, that sucks. Glad you're still with us!