This is actually trivial. Corporations and authorities have massive resources expertise and time. Private individuals have none of these things so you favor the small fry in every interaction.

You only punish false reports by individuals which are obviously proven malicious and knowingly false while you screw companies and authorities to the wall for the slightest lack of due diligence.

Should have known that the person who you put through the wringer was innocent because they live in a different state and only vaguely look like the person in bad cctv but ai told you it was them 5 million from both company and gov and principals on both sides get fired and on the government side bannied from any gov job.

You can trivially treat both classes differently and get the desired result

No, but if a private corporation accuses me of shoplifting, bisrmirching my good name, you better believe I'm going to sue for libel.

False accusation is one of the more difficult things to write laws for, because it's very difficult to prove.

But you make it unnecessarily difficult by mixing up the definition itself and the questions of proof.