I’ve started investing in ETFs (S&P 500) but wonder if it would be better to buy a property instead and put it to rent.

I’m in my early 40s and I plan to regularly invest in this and similar worldwide ETFs in the next 25 years, as complement to my public pension.

A coworker told me he saved money to buy a house and put it to rent. He can always move in if he wants and it gives him a stable source of income per month. I don’t know how much.

I don’t know if investing in ETFs in wiser here: on one hand I want a quiet life and now I simply work and the money gets invested automatically once per month. I’ve never been a landlord and I wonder if the learning curve would be too steep. Furthermore, I don’t believe I want to be a landlord. Ain’t it too stressful?

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[–] 19 points 1 day ago (1 child)

If you own a property to rent you have to maintain it. If you get enjoyment or satisfaction from taking care of property then go ahead.

If you'd rather be fishing or something instead then invest. If you're unsure invest, because it's easier to sell investments and buy a rental than the other way around if you change your mind

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