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Okay, this stinks more.
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@shortwavesurfer
Trouble is banking apps do not work. For India UPI apps give error. Developers of closed and proprietary apps are forcing GMS, integrity, PairIP and everything into it.
Use yourbank.com from browser.
If your bank does not allow you to use the web browser to manage your account, then that tells you you need to switch banks.
My bank tried pulling shit like that with me and they lost a customer because of it.
I want to knock people upside the head who use the excuse of their banking app because it seems more like an excuse to not do anything. Like, "oh, I'm so lazy. My freedom is not worth the amount of hard work I would have to do. I have no integrity."
Easier said than done, in my country there isn't a single bank that hasn't reinvented the wheel, all of them have a dedicated app to show the otp for the login
Really? Most banks are multinational. They often have app code but alternatives such as the physical code generator, or SMS and OTP codes.
I'm with 3 major banks, 2 with significant overseas presence and I've not yet once had to install an app
Oops, months ago post, but point still stands :).
Here a decade ago you could get a scratch card with a code table, or a physical otp generator, but now you can't. It's app or SMS and you'll get charged 50 cents per SMS received
50 cents? In the UK SMS are free with most networks.
SMS are free also, but, the networks see them as a cash cow. Why letting users receive them for free when they can charge them 16 cents each? Example faq: https://www.windtre.it/come-faccio-per/cosa-sono-e-quanto-costano-gli-sms-bancari
And the same for the banks. They say "ah we need to buy the most premium finest quality priority service in order to let you get them as soon as possible" and charge the user 30 cents each. So, 30+16
A double scam
Oof, that's rough.
Get yourself a cheap-ass Android phone and use that as a secondary device only when you need to use your bank. Otherwise, it can remain powered off at all times.
I thought the BHIM app still worked on grapheneOS? Or is that no longer true?