you are viewing a single comment's thread
view the rest of the comments
[–] 1 point 3 weeks ago* (1 child)

Really? Most banks are multinational. They often have app code but alternatives such as the physical code generator, or SMS and OTP codes.

I'm with 3 major banks, 2 with significant overseas presence and I've not yet once had to install an app

Oops, months ago post, but point still stands :).

  • source
  • parent
  • hideshow 2 child comments
  • [–] 1 point 3 weeks ago (1 child)

    Here a decade ago you could get a scratch card with a code table, or a physical otp generator, but now you can't. It's app or SMS and you'll get charged 50 cents per SMS received

  • source
  • parent
  • hideshow 2 child comments
  • [–] 1 point 3 weeks ago (1 child)

    50 cents? In the UK SMS are free with most networks.

  • source
  • parent
  • hideshow 2 child comments
  • [–] 2 points 3 weeks ago (1 child)

    SMS are free also, but, the networks see them as a cash cow. Why letting users receive them for free when they can charge them 16 cents each? Example faq: https://www.windtre.it/come-faccio-per/cosa-sono-e-quanto-costano-gli-sms-bancari

    And the same for the banks. They say "ah we need to buy the most premium finest quality priority service in order to let you get them as soon as possible" and charge the user 30 cents each. So, 30+16

    A double scam

  • source
  • parent
  • hideshow 2 child comments