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Okay, this stinks more.
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Easier said than done, in my country there isn't a single bank that hasn't reinvented the wheel, all of them have a dedicated app to show the otp for the login
Really? Most banks are multinational. They often have app code but alternatives such as the physical code generator, or SMS and OTP codes.
I'm with 3 major banks, 2 with significant overseas presence and I've not yet once had to install an app
Oops, months ago post, but point still stands :).
Get yourself a cheap-ass Android phone and use that as a secondary device only when you need to use your bank. Otherwise, it can remain powered off at all times.